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Insurance for a F2 Visa

f2-visa-coupleAlthough insurance is not federally required for F2 visa holders, it is a good idea to have coverage since health costs inside the US can be expensive. However, finding insurance for a F2 visa can sometimes be a hunt. Many international student insurance plans will have certain eligibility requirements stating that the covered individual needs to be a full time student or have a F1 visa. This can create a roadblock for the F2 dependents of students.

Although difficult to find, individuals on an F2 visa have many options available when looking for a plan. Here are just a few:

  • Be a dependent:

More than likely the individual who is on an F1 visa will also purchase health insurance. When making the purchase, whether it is to fulfill a school requirement or just to be prepared for the worst, it is important to check if dependents are allowed on the plan. The Student Secure plan, for example, allows those on an F1 visa to purchase the plan and have a F2 spouse or child added to the plan. (Update: The Student Secure plan is now for students only, dependents cannot be added to this plan)

  • Purchase a major medical plan:

If purchasing a plan as a dependent is not an option and the individual needs insurance for a F2 visa for one year or longer, purchasing an international major medical plan is a great option. Often these plans do not have student status requirements and will provide comprehensive coverage.

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  • Purchase a travel plan:

F2 visa holders who need coverage for less than a year will want to explore their international travel medical plan options. Typically a main requirement of these plans is for the covered individual to purchase coverage for outside of their home country. That means there is not a student status required or a full year purchase needed.

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You can find out more online on how to purchase insurance for a F2 visa or contact an agent for further information.


Posted by Bryanna Davis

Bryanna joined International Student Insurance in 2011 after returning to the United States from teaching English in China. Her interest in international education, sparked initially by her own study abroad experience in Wales, led her to the company. Bryanna is originally from Missouri and is a graduate from the University of Central Missouri.

127 thoughts on “Insurance for a F2 Visa”

cheng he says:

Hi,Bryanna. my wife is the F2 visa, she is pregnant now, but she not have insurance, i want buy one for her, but my insurance not cover it. what should i do? can u give me some suggestion or programs that suit her. thank you very much!

Bryanna Davis says:

Hi Cheng,

Thank you for visiting. Unfortunately we do not have a plan that will cover maternity if she is already pregnant. However the Atlas Travel plan will offer limited benefits for complications of pregnancy with the first 26 weeks of her pregnancy. It’s a good option to also cover her for new injuries and illnesses that occur within the next year.

If you would like more information on this plan you can visit here.

Please feel to also contact us directly with any other questions you might have.

Ravi says:

Hi Bryanna,

I am grad student on F1 at university of tennessee and my insurance covered by university. I am going to bring my wife on F2 visa. Adding my wife insurance to my current insurance policy is expensive nearly 300$ per month. So, Could you please suggest only for f2 dependent insurance which is cheaper and best.

Thank You

Bryanna Davis says:

Hi Ravi,

Yes, I’m happy to help you with this. There are a couple of options that would work for her- the best one would depend on how long she needs coverage. If she needs her plan for one year or less the Atlas Travel plan is a great choice. If she will need her coverage for one year or more, the Global Medical plan will work great. If you have any other questions on these please feel free to email us at [email protected] and we can help you further.

wenjuan jiang says:

I come from china F2 ,my husband is student read phd and have some income every month . i have a baby 3month,but i have no any insurance in America . so could you give me some suggest? Thank you very much!

Mauricio says:

Hi Bryanna,

me and my wife are moving to Boston this August from Barcelona , I’ll be attending college for one year at least, What’s the best option for me being and F1 and my wife an F2?

Bryanna Davis says:

Hi Mauricio,

Thanks for stopping by! The Student Secure Select plan is a great option for students who are coming to the US with a dependent. It will cover you for illness and injury- but also maternity, mental health and pre-existing conditions after only a 6 month waiting period. You can have the plan for 364 days initially and if you decide you to stay and need it longer you can keep the plan and have it for up to four years. I suggest viewing the benefits and exclusions on this plan, then you can buy it right online. Let us know if you have any other questions or if you need to need to meet specific school requirements.

Munkhdelger says:

Hello. Please let me know that I’m F-2 visa holder and I’m pregnant. So I cannot get any health insurance to cover my maternity?
How about if am I f-1 visa holder? still no chance?
Thanks.

Bryanna Davis says:

Hi Munkhdelger,

Thank you for visiting. Unfortunately we do not have a plan that will cover maternity if you are already pregnant. However, the Atlas Travel plan will offer limited benefits for complications of pregnancy during the first 26 weeks of pregnancy. You can find more on the Atlas Travel plan here.

FBB says:

Hello,

Your first option is being an F1 student and enrolling in your school plan. Pre-existing conditions are waived (maternity). The plan would cover you in full. I speak from experience, i came in on F1 5months pregnant and my school plan covered all except my $250 deductible.

Second option, I’m not 100% sure is as F2 dependent, you can enroll under your F1’s school insurance plan and coverage is the same as F1 holder.

Wish you the best

Shahzad says:

Hi Ma’m,
Great Article!
I am moving to Oklahoma State university and this fall and they say that International student insurance MUST be from university approved company. they are charging annual $1,422 for me only but inclduing wife and two kids will make it $8,145 !!
My question: Is it mandatory in Oklahoma to insure F2 dependents?

Bryanna Davis says:

Hi Shahzad,

Thanks for visiting!

It will depend on your school as to if dependents need coverage, and it appears that your school does require all dependents to have a health insurance plan. Also, your school requires that you purchase the school plan, without the option to waive, so we unfortunately would not have another insurance option that would work for your school. Hopefully this information will help!

Huang says:

Hi, I am looking for a plan that Will cover doctor visit and regular prescription drugs,
for F2, and for F2 Only better,
any advise?
thanks

Sure – if you are looking for coverage for an F2 visa holder you might want to check out the Atlas Plan – it would be the best suited for this occasion:
http://teksural.info/travel-medical-insurance/

phamha says:

Hello,

I will go to US with F2 visa in the next month. My husband has F1-OPT visa and he is working in Ohio state now. So, I do not know which insurance is cheap and good for me in case I will pregnant in the future, can I find any insurance cover this?
Please help me find the most suitable insurance
Thank you very much

Bryanna Davis says:

Hi Phamha,

Thanks for visiting!

We have a number of options for visitors on an F2 visa. I have sent you an email so we can gather a bit more information from you. This will help us determine the best plan option for you.

I look forward to helping you further.

tanzil says:

I want to know that my 1 year old daughter who is in a F2 visa can have a individual insurance policy if so where and how much will be the cost

Bryanna Davis says:

Hi Tanzil,

Thank you for visiting. Yes, we have a number of plans for those who are on an F2 visa (even those as young as 1 year old!). If she needs coverage for one year or less than one year our International Travel Medical plan is a good option to cover new injuries and illness that may occur. To give you an idea of the price, with $50,000 in coverage and a $0 deductible it will be about $1.36 per day for your daughter.

If she will need coverage beyond one year just let us know and we will be happy to assist you further.

child with f2 visa says:

hi Bryanna,

I am looking for a affordable health insurance for my daughter. She’s 3 years old and holds a F2 visa. She needs a doctor to take care of her immunization records (translating Chinese to English).

Please help.

best,
hongjing

Leah Hammond says:

Good evening,

I have sent you a direct message to your email address explaining the best plan option for your daughter! Once you receive it, please feel free to respond with any questions you may have!

Minjin Erdene Ochir says:

Hello,

I have question about to get an insurance for my baby who is 15 months boy now. i am having a difficulty to finding the complex insurance for him which needs to cover monthly check-up and not so expensive at the same time.
how can I find the insurance.

Bryanna Davis says:

Hi Minjin,

Thanks for visiting. Plans that have wellness coverage are typically more expensive than plans that primarily cover new injuries and illnesses. However, we do have a couple of options that might fall within your budget. I have sent you an email so we can get a more information to help you find the best plan for your son.

Yue Li says:

Hi,could you offer a good option that will cover maternity for F2? I am not pregnant yet, but thinking about have one. I live in Milwaukee.

Bryanna Davis says:

Hi Yue,

Thanks for visiting! If you need coverage for more than one year then I would suggest the Global Medical plan. There will be a 12 month wait for maternity to be covered when you add on the maternity rider (the platinum level comes standard with maternity but still has the waiting period). You can view more on this plan here.

Aniruddha Ghosh says:

Hi,
I am an international student at SIU with F1 visa. My wife will be coming for the 1st time in USA with F2 dependent visa. My university does not cover F2 health insurance. She’ll need her health insurance for less than 1 year. Could you please suggest what plan might suit her the best which would not burn a hole in my pocket? Please provide the amount if possible.

P.S. She is not pregnant (JFI)

Thanks.

Bryanna Davis says:

Hi Aniruddha,

If she needs coverage as an F2 visa holder for less than one year then our International Travel Medical plan is a great option. It’s an affordable plan, but the price will vary depending on her age and the number of days she needs the plan. You can get a quick quote here. If there are any items that you need her plan to include please let me know.

mona says:

Hi,i would like to know the good medical insurance that will cover maternity for F2??? I am not pregnant yet, but thinking to have one. I live in Maryland.

Bryanna Davis says:

Hi Mona,

Our Global Medical plan is a great option for dependents on an F2 visa. The platinum level comes standard with maternity and the other levels allow you to add a maternity rider. If approved for the plan you will have a 12 month wait for your maternity coverage.

Jane Jang says:

Hi, My husband has F1 visa and he has insurance but I don’ have.
So, I don’t know which insurance is cheap and good for me in case I will pregnant in the future, can I find any insurance cover this?
Please suggest only for f2 dependent insurance which is cheaper and best.

Thank you so much. 🙂

vikrant says:

Hi Bryanna
I am a student(f1) and my wife(F2) is coming to the US in next few months. We are planning for pregnancy, and as soon as she comes here we’ll start working on that. I am planning to buy a insurance plan for her with maternity benefits. However, she might need to have follicular studies while we will in the process of planning pregnancy. I would like to know if these kinds of medical tests/check-ups are included in maternity insurance plan? If so, can you please suggest a reasonable insurance for her? I can buy the insurance separately or together whichever is good and reasonable.

I’ll really appreciate your help!!

Thank you.

Bryanna Davis says:

Hi Vikrant,

Thanks for visiting! The Student Secure Select level is a great plan option F1 students and their dependents. This plan will cover eligible maternities when conception occurs after the effective date.

vikrant says:

Hi Bryanna

Thank you for your reply. My queries are partly answered. My wife might need to get follicular studies while planning for pregnancy. I was wondering if those tests would be included in the insurance.

Bryanna Davis says:

Hi Vikrant,

Thanks for your reply. Unfortunately the Student Secure plan has the following exclusion: “Any drug, treatment or procedure that either promotes or prevents conception including but not limited to: any form of birth control, artificial insemination, treatment for infertility or impotency, sterilization or reversal of sterilization.” Follicular studies to promote conception would not be covered.

Kuldeep says:

My wife is on F2 visa, does she require to have Health Insurance (with this new obamacare law) ?

Bryanna Davis says:

Hi Kuldeep,

Thanks for visiting! Most international student and dependents who are non-resident aliens for tax purposes will be exempt from having to have an ACA compliant plan. You can read more information on the Impact of the ACA here.

Kuldeep says:

So does it mean it is not necessary to have insurance for my wife?
I am just worried about any penalty for not having health insurance for my wife (f2 visa holder).

Bryanna Davis says:

Hi Kuldeep,

Medical expenses in the US are very expensive, because of this I would definitely recommend that she has health insurance– even if she does not need to have an ACA compliant plan.

I can’t answer 100% if she will need an ACA compliant plan as it will depend on her status for tax purposes- read this article to get more information.

amit says:

Hi i m on f1 and my wife on f2 my employer offers me health insurance plan $30 per month but if i add her her it will be $250。
my question is.is it required to have heath insurance for f2.i will have health insurance for her later if i find cheaper one.
or it will be problem when i do tax file.

Thank you for your email. There is no requirement to hold insurance as part of your F2 visa, however your school may have some requirements and we always recommend taking out insurance. Please consider the plan listed in the above blog post as its much more reasonable and will not cost $250 per month.

You can also email us at [email protected] and we will be happy to help you find an affordable plan.

Neda says:

Hi,
I have been in the US for 4 years now and I have an F2 visa. Recently we moved to another state and my husband is doing his postdoc and the insurance that his new university is offering for me is very expensive. Would I be able to purchase Travel insurance? And what is the best option for me? Also why are the Travel insurance plans so cheap compared to long term plans?

Bryanna Davis says:

Hi Neda,

Our International Travel Medical plan is available to anyone who needs coverage outside their home country- including those on an F2 visa. It’s a great option if you only need coverage for 364 days or less and do not want wellness, maternity, mental health or coverage for pre-existing conditions. If you will need coverage for more than 364 days and would like the option to include items like mental health and maternity into your plan our Global Medical plan might be a better option. Please feel free to call us with any other questions you have.

Poorta says:

Hi,I am currently on F2 visa and I have been living in the US for almost 3 years now. Which insurance option do you recommend for me?

Bryanna Davis says:

Hi Poorta,

The Student Secure plan is a great option for international students. You can choose from three different levels on this plan depending on how much coverage you want and what your budget can afford. I would recommend looking at the benefits of each level to help you make your decision.

Garima says:

Hi

My husband is going to US in August on F1 visa and I might accompany him on F2 visa. Considering his MBA is for a duration of 2 years, what would be the cheapest and most suitable health insurance plan for us?

Bryanna Davis says:

Hi Garima,

There are a couple of options that will work for your family. I have sent you an email with more information- I look forward to helping you further.

Lana says:

Hi, my husband is going to usa in abril with F1 visa, I’m going with F2, I’m 9 weeks pregnancy, the new law that the insurance can not deny pre existing pregnancy and have to cover is for international student too?

Catalina says:

Hi Bryanna, I am from Chile and me and my husband are going to USA next year because he will study a LLM (F-1). As his wife, can I arrive to the States already pregnant and have my delivery there? If yes, should I (F-2) buy my insurance before I get there so as it covers the maternity? We are planning to travel with 6 months pregnant.

Bryanna Davis says:

Hi Catalina,

Thank you for your blog comment! I sent you an email with further information. Please feel free to reply with any other questions you have.

Amirus Saleheen says:

Hi,

I am hoping to join University of Tennessee, Knoxville as a graduate student next fall. I will be accompanied by my wife as F2. I have the following questions.

1. Does this university requires dependents to have medical insurance as mandatory?
2. what is the cheapest but most effective health insurance an f2 can have at Knoxville which will cover pregnancy, occasional surgery, doctors visit, medicine etc?

Thank you

Bryanna Davis says:

Hi Amirus,

Thanks for your message.

Your school requires the following for dependent coverage: “Dependent insurance may be purchase separately and must occur within the first 30 days of the dependent(s) arrival into the United States”

However, when it comes to requirements that must be met there is a long list- I have emailed you with further information on this. I look forward to helping you further.

Perielio Ribeiro says:

Hi Bryanna.
It looks that you are very helpful. Thank you in advance.
I’ve looked for some information for so long and all I got was very high prices as over 2 thousand for each 6 months.
I’m a F2 visa and my wife is an F1 who is already covered, so do you have any suggest for me? Insurance for a F2 visas is not mandatory so I’m considering any thing that can support me in a necessity.

Looking forward your answer.
Thank you so much and have a good one.

Bryanna Davis says:

Hi Perielio,

Thanks for your inquiry. We have a couple of economical plans that will work for you while on an F2 visa, I have sent you an email with more information on these plans. Please feel free to email us with any further questions you have.

bellajiang says:

Hi, there
I’ve come to Boston with an F2 visa, now I’m considering buying a health insurance which can cover maternity, occasional surgery, doctors visit and medicine.
Do you have some recommendation for me?
Thank you very much

Bryanna Davis says:

Hi Bellajiang,

If you need coverage for at least one year then I would suggest you check out our Major Medical plan. If you have any questions on this plan please feel free to email us at [email protected].

Yang says:

Hi,

I am wandering is there any plan for F2 visa holder that can cover gynecologic examination and related treatments?

I will change my insurance plan soon, my wife is now covered as a spouse. And I plan to buy a short term health insurance for my wife. because she will leave here back to china in three month. Thus, I do not need to buy a long term insurance for her.

Thank you for your help!

Sincerely!

yang chen

Deka says:

Hi,

I live in US for almost 4 years. I will become F-2 in July 2015 and plan to have a baby this year. Can you recommend a insurance plan for me covers maternity?

Thank you very much.

Deka

Bryanna Davis says:

Hi Deka,

Thanks for your inquiry.

We unfortunately do not have a plan that will cover you for maternity within the first year of coverage while on an F2 visa. However, our Global Medical plan comes standard with maternity on the Platinum level and gives you the option to add maternity coverage on the other levels. Just please keep in mind that you will have a 12 month waiting period to receive full maternity benefits on this plan (you can’t be pregnant prior to buying the plan) and it’s not ACA compliant. If you would like further assistance finding a plan please feel free to contact us.

Deka says:

Hi Davis,

Thanks for your quick response.

I am wondering what dose 12 month waiting period really mean? For example, I purchased the Platinum plan and add maternity coverage in August 2015. I am pregnant in Sept. 2015. Will the insurance cover my expenses while I am pregnant? Or the insurance will cover my expenses after 12 months?

Thanks,

Deka

Bryanna Davis says:

Hi Deka,

This means that you would need to purchase the plan, have coverage for 12 months, then renew your plan before you’re able to receive the maximum available maternity coverage. You’re able to view more on the benefits (including maternity) here.

Vsreddy says:

Hi Bryanna,

I am an International student with F1 visa, I am having my health insurance covered by my university. I am planning to bring my wife on F2 visa. She is pregnant now. I am worried about her maternity coverage. Could you suggest me a plan which covers maternity? I live in Texas at Tyler. Thank you for your support

Bryanna Davis says:

Hi Vsreddy,

Thanks for visiting. We unfortunately do not have a plan that will cover for maternity if she is already pregnant. However, if she needs coverage for 364 days or less then our International Travel Medical plan will cover for eligible new injuries/illnesses and treatment of complications of pregnancy during the first 26 weeks of pregnancy. Please feel free to contact us with any questions you might have on this plan.

Gboza says:

Hi Bryanna,

Please clarify me:

I recently arrived USA and currently running a masters programm in social work on an f1 visa. my wife just got pregnant and will be coming in very soon with an f2 visa. Considering the high cost of medical bills for non citizens in the US, i am contemplating the midwive option for the delivery which i gather cost about 1,500 to 3,000. is that a good option because i dont have the luxury of 6,000 to 20,000 to pay for the baby delivery bill.
thank you

Bryanna Davis says:

Hi Gboza,

Yes, turning to a midwife can be a good option if you don’t have insurance that will cover the high maternity costs. I just recently posted a new blog on this exact situation which covers a few of your options. You can check out “I’m Pregnant! Can I Get Insurance?” for more information.

ALISE says:

HI BRYANNA

MY HUSBAND IS AN INTERNATIONAL STUDENT IN F1 VISA AND STUDYING AT ALABAMA USA. I GOT MY F2 VISA AND VERY SOON I AM GOING TO ACCOMPANY MY HUSBAND. THE PROBLEM IS THAT I AM ALREADY THREE MONTHS PREGNANT. MY PLAN IS TO TRAVEL WITHIN 2-3 MONTHS. MY QUESTION IS WILL HEALTH INSURANCE COVER ALL MY DELIVERY EXPENSES? I MEAN EVEN IF IT WERE CESAREAN DELIVERY?
THANK YOU

Bryanna Davis says:

Hi Alise,

Unfortunately we do not have a plan that will cover your maternity expenses if you’re already pregnant. What you might want to check out is our International Travel Medical plan. It will cover for new injuries and illnesses, and treatment for complications of pregnancy during the first 26 weeks of pregnancy. Complications of Pregnancy is defined as: Illnesses whose diagnoses are distinct from pregnancy, but are adversely affected by pregnancy or caused by pregnancy, and not associated with a normal pregnancy. This includes: ectopic pregnancy, spontaneous abortion, hyperemesis gravidarum, pre-eclampsia, eclampsia, missed abortion and conditions of comparable severity.

ALISE says:

Hi Bryanna
thanks for your response. im not clear about one thing. my husband got full funding for phd including health insurance and dependant allowance. i read somewhere that even if im already pregnant health insurance will cover all the delivery expenses. is that wrong? please let me know.

Bryanna Davis says:

Hi Alise,

If you’re already on your husband’s plan or will be added then you would need to contact that insurance company directly for more information on what coverage you will have. Good luck!

Zulham says:

Hi Bryanna,

I am an international grad student at Iowa State University. I am planning to bring my wife (28 years old) an my son (1 year old) starting this august. I have my insurance covered by the university. I am still looking for affordable plan for both my wife and my son (they have F2 visa). Can you offer me any plans for them? I look forward to your response. Thanks.

Bryanna Davis says:

Hi Zulham,

Yes, I’m happy to help! We have two great options- the best one for them will depend on how long they need coverage. If they need coverage for 364 days or less our International Travel Medical plan is a good option. If they need coverage for more than 364 days then our Global Medical plan would be a better option. Please contact us for more information on both of these plans.

Emma says:

Hi Bryann,

I’m an international gra student at Simpson University, CA, holding a F1 visa and my 12-year-old son is with me holding F2 plan. We’re planning to stay in US for at least 10 month this school year. I’m looking for a medical insurance packet that can cover both of us. The plan covers emergency, seeing a doctor for illness, and major medicines. Can you help me with it? Many thanks!

Bryanna Davis says:

Hi Emma,

Yes, we are happy to help you with this. If you might need coverage for more than 12 months the Student Health Advantage is a good option that will cover for new illnesses and injuries along with items like mental health, pre-existing conditions after a short waiting period and organized sports. Your son is able to join you on this plan as your dependent.

If you will not need coverage beyond 12 months the International Travel Medical plan is another great option that will cover for new illnesses and injuries including eligible doctor visits, hospitalization and prescription medication.

sneha says:

Hi Bryanna,

How are you doing?

I have a question regarding the health insurance.My husband is a student in USA on F1 visa.Me (35 years) & my daughter (6 years) are having F2 visa.Previously we had atlas insurance but now we are looking for some good & affordable insurance.I need to go to the doctor for every 3 months for the blood test & check up.

could you please help me for this.

Thanks

Bryanna Davis says:

Hi Sneha,

Thanks for visiting.

If you have a condition you need to be treated for prior to having a plan that condition is considered a pre-existing condition. Although we do not have a plan that we can guarantee will cover for your condition, the Global Medical plan is a good option to consider for both you and your daughter. You would need to apply for the plan and go through underwriting for approval or denial- keep in mind that even if approved your condition could still be excluded, the only way to know for sure would be to apply. This plan has 4 levels of coverage to choose from: the Silver, Gold, Gold Plus and Platinum. The Silver, Gold and Gold Plus will have a 24 month waiting period before eligible pre-existing conditions can be covered. Since there are four levels and many details to this plan, please contact us for more information.

sneha says:

I forgot to mention,I am in Texas state…

Nitin says:

I am in Dallas, Texas on F1 and covered by school insurance since am on F1. My wife(33 years), Daughter(7 Years) and Son(6 months) will soon be joining me and my wife will be on F2. Could you suggest a Insurance plan that is cheap and good and will cover my wife and two children and specially immunization cost of my son who is 6 months old…………Please suggest

Bryanna Davis says:

Hi Nitin,

Thanks for visiting! One option that you might be interested in is our Major Medical plan. It’s a great option for dependents on an F2 visa who will need coverage for at least one year. Child wellness is included on the plan after a 12 month wait on the Silver, Gold and Gold Plus levels or a 6 month waiting period on the Platinum level. See if the Global Medical plan is a good option for your family.

Rajesh says:

Hi,
I am International Student on F1-OPT.I am working in Ohio.I am looking for Affordable Health Insurance that covers maternity for my wife F2.I am currently covered by the plan offered by my employer.I am also offered coverage for my wife but it is very expensive ($600 per month).Can you please suggest some plans that suit my need or is it better to go with plans offered by Employer

Bryanna Davis says:

Hi Rajesh,

Thanks for visiting. We have a number of plans that would work well for your wife. However, in order to best assist her and see if one of our plans would better fit her needs than the one offered through your employer, I would suggest calling us Monday-Friday 8am-6pm EDT so we can obtain further information.

baadii says:

Hi Bryanna

I am graduade student in US. I already insured ISO. My wife and my 7 years old daughter, 3 years old boys are with me holding F2 visa. I want ti insure them low cost. I need help. PLZ

Bryanna Davis says:

Hi Baadii,

Thanks for visiting! If they need coverage for less than one year, the International Travel Medical plan is a good option. If they would like a plan with the potential to renew coverage for more than one year then the Global Medical plan would be better. Good luck!

Jamil says:

I am a student on F-1 visa and i have an individual insurance plan that is provided from my scholarship. My wife just moved to the US on an F-2 visa and we are hunting for medical insurance that cover infertility and hopefully later pregnancy and child birth for 12 months period.

Bryanna Davis says:

Hi Jamil,

Thanks for your message.

Although we do not have a plan that will cover F2 dependents for maternity within the first 12 months of coverage, our Global Medical is a good option for F2 dependents that allows you to add on maternity. There will be a waiting period before she will receive full maternity benefits, but it is a good option. Please contact us with any other questions you have on this plan.

Katie says:

Hello. Please I have a F1 visa. I purchased my health insurance from my school but didn’t add my son because of the additional charge of $1300. I recently noticed my son has an undescended testis and I want him to undergo the corrective surgery here in the US. Is there any health insurance that is reasonably priced that can cover the surgery within 3 months of enrollment? Thanks for the help.

Bryanna Davis says:

Hi Katie,

Thanks for visiting. Unfortunately we do not have a plan that would cover such an item as it would be considered a pre-existing condition. However, you might want to check out plans on the marketplace to see if there is anything available that he would be eligible for there. Good luck!

Ray says:

Hi, Bryanna,
I have a friend just came to US from China as an F2 visa holder. She wants a good coverage plan, (need to be much better than school has offerred). Her husband and son were covered by school plan so it will be only her. She’ll need some maternity exams coverage and possible In Vitro Fertilization procedure.
Is there any good plans right now? They don’t have much income last year, will that help her to get better rates on Obamacare? Or she should be looking else where?

Bryanna Davis says:

Hi Ray,

Unfortunately we don’t have a plan that would cover her for IVF. However, if she’s not yet pregnant we do have a few options that will cover her for eligible pregnancies if approved. One option is the Global Medical plan- she would be able to add maternity coverage to the Silver, Gold and Gold Plus levels and it comes standard on the Platinum level. However, there will be a waiting period before eligible maternities will be covered. You can view more on the Global Medical plan here.

Ray says:

Thank you. but even with the added maternity coverage, will there be anything for IVF?

Bryanna Davis says:

Hi Ray,

Unfortunately we do not offer one at this time.

Nipun Mahajan says:

Hey
I am planning to move to USA this fall as a F2 Dependent.Can you please suggest a coverage plan which includes pre existing diseases. I had a kidney transplant so will need regular checkups and pharmacy coverage.

Regards

Hi Nipun,

Hi Nipun,

Thanks for contacting us! For your situation, our Global Medical plan is the best option that we would offer. It comes in 5 plan levels, but I would suggest the Platinum level of coverage. On the Platinum plan option, pre-existing conditions that are fully disclosed on the application and have not been excluded or restricted by a rider will be covered the same as any illness. I hope that this helps!

Rafiga says:

Dear ladies,

My husband (Student, F1) and I, we are looking for health insurance plan (I’m F2 dependent), which will cover expected maternity. Could you please recommend us best options – the fullest and the cheapest?

Thank you in advance
regards,

Hello Rafiga,

Thanks for your email. For a future pregnancy, our Major Medical plan at the Platinum level is a great choice. In addition to maternity coverage, you and your husband can both be on the same plan and receive coverage for doctor visits, prescriptions, hospitalizations, and much more. You can view the benefits and run an online quote here:

Megha Pandit says:

Hi,
My husband will be travelling to the US on F1 Visa in Aug. His college is providing him the health insurance that doesn’t cover me. I will be going to the US later on an F2 Visa. Could you please help me with the best health insurance options that I can avail of?

Bryanna Davis says:

Hi Megha,

Thanks for your message. I have sent you an email with more information to help you find the best plan to meet your needs. We look forward to helping you further.

hen says:

I’m an international student on F1 visa , my wife came to USA on F2 visa and i’m planing for a baby next year ,which insurance my wife need to take so that all the expenses will get cover.

Leah Hammond says:

Hi Hen,

Thank you for visiting our blog! The Global Medical plan is a great option for F2 visa holders. The plan comes in 5 different levels, and the Platinum level of the plan includes maternity coverage and has a 10 month waiting period. It covers maternity up to a $50,000 lifetime maximum with an additional $2,500 deductible. In addition, this benefit will cover $200 child wellness for the first 12 months and congenital disorders up to $250,000 for the first 31 days. You can view more about this plan here:

Please let us know if you have any questions or if there is anything else we can assist with!

Sincerely,
Leah

Visnupria says:

Hi Bryanna my husband is international student and he already having insurance and we want to take insurance for my 10 months old baby . she born in India. Can u help me?? Which one is best coverage for my husband and baby??

Hi Visnupria,

I’ve sent you an email to further help you choose a great plan. Please respond to us there so that we can address each of your questions.

SN says:

Hello Bryanna, Thank you for your good work. I am an international doctoral student at University of Texas System. My health insurance is provided by BCBS-TX – I think, UTS requires a PPACA compliant insurer. My family has joined me starting this month. Would you please suggest a comprehensive plan to cover my spouse and two children?
Regards, SN

Ramana says:

Hi,
My daughter in law, date of birth 19 Feb 1991, is on an F2 dependent visa and is going to New York on 14 September 2016 to join her husband who is on F1 visa in NY . She wants to take medical insurance before going to NY, which will cover pregnancy also, which she plans to have after October 2016. Can you please suggest an Insurance agency wich can offer this cover for an year, to be renewed later? And how much will it cost?
Thanks for replying.

Hello Ramana,

Thanks for your blog comment. I’ve sent you an email to help you choose a plan. Please respond to us there so that we can address each of your questions.

Ramana says:

Hi
I have not received your e mail yet. Should I wait or can I request you to resend the email to me?

Thanks
Ramana.

Hi Ramana,

Have you received it yet? If not, please take a quick look at your bulk or spam folder and let us know if you need us to resend it to you. Have a great weekend!

RAQUEL says:

HI.

MY SON HAS F-2 STATUS. WOULD YOU MIND TO HELP ME WHAT TYPE OF INSURANCE I SHOULD PAY FOR HIM?

Bryanna Davis says:

Hi Raquel,

Thanks for visiting! We have a number of different plans that will work well for your son, the best option will depend on how long he needs coverage and the benefits he’s looking to have. I’ve sent you an email with further information on plan options. However, you can check out the Travel Medical plan and the Global Medical plan in the mean time.

Nora says:

Hi Bryanna,
My husband and I arrived in the US more than a month ago. He is doing his PhD at the University of Pittsburgh. He has an F1 visa and I am on an F2 visa. His health insurance is covered by his university but mine isn’t. If I enroll in his it’ll be a bit too expensive for our current income. Does the University of Pittsburgh have certain requirements for my health insurance? Or can I enroll in your short term insurance plan? Keep in mind that I’m leaving the US in 200 days.
Thanks!
Nora

Hi Nora,

Thanks for your comment! I have sent you an email to further help you choose a great plan. Please respond to us there so that we can address each of your questions.

Marerliz Grau says:

I am F1 Student, I have insurance already, because it is a requirement in HCCS. I have two kids 11 and 13 and I need an insurance just for them. Please e mail me with the information that you need to help me with one insurance plan. We will be here in USA for more than a year. Thank you. I will appreciate your help.

Bryanna Davis says:

Hi Marerliz,

Thanks for your message.

If they need coverage for less than two years then the Patriot Travel plan is a good option. If they will need it for more than two years then the Global Medical plan would be the better option. I’ve emailed you more details on these plans, please let us know if you have any questions.

Hillary says:

Hi,

My husband has an F1 visa, and I have an F2. He is covered through school and until this point I have only been coered with travel medical insurance. We are looking for a plan that will cover general medical as well as possible maternity. Could you please email me information. We will be in the united states for at least 2.5 more years.

Thank you,

Hillary

Hello Hillary,

Thank you for your comment on our blog! I have sent you a direct message to your email address explaining the best plan option for you and your husband. Please feel free to respond with any questions you may have!

Sam says:

Hi,

I am an international grad student with F1 visa. For me, health insurance is provided by my university for free but for my wife (F2 visa holder) it would cost more than $2000 per year. Could you please offer me a suitable health coverage plan for my wife, which is not high-cost and covers the maternity? Your student plan might be a good option but please email me about details (and costs) of all possible options that you have. We will be here around 5 years.

Best regards,
Sam

Hi Sam,

Thanks for your comment. Our Global Medical plan would be a great option for your wife as an F2 visa holder. The plan comes in 5 different levels, the Platinum level offering maternity coverage. Here’s a link to view the benefits of this plan online. In terms of prices, quotes can be run here .

If you have any additional questions, feel free to email us at [email protected] for help!

Mani says:

I would like to buy an insurance policy for my wife who is F-2 visa holder. We live in State of Maryland. Please offer us a cheap and affordable policy for the duration of 5-6 month. Is it true that these policies are not working for Maryland??

Thanks

Hi Mani,

Thanks for your comment and I’ve just emailed you the answer to your questions.

Mani says:

Thanks for your perivious answer about residents of State of Maryland. But as my wife who is F-2 visa holder and I are Citizen of Iran, Once I click on homecountry as Iran, I am receiving a message that “Due to economiic sanction this option is not available for you and you have to call or e-mail us for further options. Can you please advise on that as well?? Thank you very much.

Mani,

Mossaab says:

Hello,

My friend who’s studying in Los Angeles has his own insurance provided by the government of his country for the time duration of his stay in the U.S. His wife, who suffers from Hypothyroid and has been on medication for at least two years, joined him three months ago. She’s consumed all the bills that she brought with her, and needs a prescription. Is it possible to see a doctor that can prescribe a drug for that condition without having a medical insurance? If it’s recommended for her to buy a medical insurance, what’s the best plan to buy that will cover the expenses of her pre-existing condition, Hypothyroid? Also, the purpose of their stay is to end next May and they’ll be going back to their country, so she needs a short-term insurance.

Thank you,

Mossaab

Aaiman Ghlan says:

My wife is in F2 visa. Some months ago we were in Nepal and we diagnosed that she had varicose vein which needed treatment. We could not do in Nepal since we had time limitation to return States. We want to have the treatment of the vein as soon as possible. Which insurance will be the best to cover that treatment? Please suggest us the best.

Hello Aaiman,

Thanks for your comment. If your wife already has a condition, it will be considered pre-existing. Our Global Medical plan (levels Silver or above) will cover pre-existing conditions as long as her application is approved. I have sent you more information about this plan to your email.

Please let us know if you have any other questions.

Deepa says:

Hi,

My Husband is on F1 visa studying in Washing DC, My 2 kids (2 years and 7 years) and I will be travelling on F2 status in another 4 months and wil stay for rest of his study.
Kindly tell me what insurance plan will suit us and will be cheaper.
Will vaccinations be covered in them? Are there any vaccines given in schools?
Thanks .

Hello Deepa,

Thanks for your comment. Generally, insurance plans will cover you for new illnesses and injuries. Most of the times, they will exclude coverage for routine care such as vaccinations. I would recommend getting all of your preventative and routine care done in your home country before you travel to the US as the cost for vaccinations can be very high and they will be out of pocket expenses for you.

I would recommend our Atlas Travel plan for you and your kids. For every parent in the plan, one child under 9 years old will have coverage for free. I have sent you more information about this plan to your email.

Have a great day!

Sruthi says:

Hi, Im an F2 visa holder currently staying in USA with my husband (F1 visa holder). Im currently 3 months pregnant. We are planning to have thee delivery in US itself. Please guide me with the available insurance policies which would cover my complete maternity term. Would be happy if u could send me a detailed reply or email regarding the same.

Hi Sruthi,

Thanks for your comment. Unfortunately, if you are currently pregnant none of our plans will cover the entire maternity. I would recommend our blog on maternity which gives you a few options: https://teksural.info/blog/2015/07/im-pregnant-can-i-get-insurance.html

I have also sent you information to your email about our Atlas Travel plan which covers complications of pregnancy for the first 26 weeks.

Best of luck!

Fan says:

Hi, I’m staying in USA with a F2 visa currently. (My husband is a F1 visa holder).
I am wondering that which health insurance can cover HPV and MMR vaccines.
Look forward to your reply. Thank you!

Hi Fan,

Thanks for your comment. I would recommend the Global Medical plan – levels Gold or Platinum as they offer wellness coverage for adults. I have sent you an email with more information about this plan.

Please let us know if you have any other questions.

Cheng-Hsien, Tsai says:

Hi Bryanna,
I have a general question for my wife’s insurance plan purchasing if we bought the “gold” plan for my whole family. whether could we renew upgrading our family health insurance plan to “platinum” one next year?

btw, I am going to study my master degree at CSU (Colorado State University) in Fort Collins, CO this Fall with my wife and 2 children.

Hello Chen-Hsien,

Thanks for your comment. You will not be able to change the level of the plan at renewal for the Global Medical Plan. If you’d like a new level of the plan, you’d need to reapply for the level desired. I would recommend purchasing the level that you want from the very first time so you avoid any lapse in coverage.

To apply for the Global Medical plan, please visit the following link: https://teksural.info/major-medical-insurance/apply.php

Please let us know if you have any other questions.


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