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Insurance Explained Category

Blog posts that explain insurance terminology and features.

Vision Care in the US for International Students

June 25th, 2019 by Yessica Prato

At International Student Insurance, we receive many calls every day from international travelers and students like you, asking us about health insurance plans for when they start their studies in another country. Many of them also inquire about vision coverage. According to the World Health Organization (WHO), it is estimated that approximately 1.3 billion people […]

How to get free or low priced prescription drugs

April 15th, 2019 by Ross Mason

You will often hear that healthcare is expensive in the USA, and until you actually experience it, it may be hard for you to really understand how expensive it can actually be. One aspect of this is prescription medications, and in this blog post we are going to focus on this and how you can […]

J Visa Health Insurance Options

November 16th, 2018 by Jennifer Frankel

If you are coming to the United States on a J1 or J2 visa, then you will be required to have health insurance for your entire stay in the US. In almost all cases, you will be required to show proof of insurance at the consulate or embassy before you are issued your visa, and […]

Personal Liability: What is it and Why it matters to international students?

October 15th, 2018 by Yessica Prato

For many people, the words “personal liability” can be very confusing. In certain parts of the world, when you purchase an insurance plan, it will include personal liability coverage. This benefit may also cover you in the event that your property is stolen or for damages that you may cause while renting a place. However, […]

Maternity Coverage for International Students

September 21st, 2018 by Leah Hammond

When you’re studying internationally, choosing the right insurance plan can be daunting. You want to make sure you’re covered in case you need to seek medical attention. If you are a woman studying internationally or if your wife is traveling with you while you study outside of your home country, maternity coverage may or may […]

Does my health insurance cover car accidents?

June 22nd, 2018 by Ross Mason

When searching for health insurance, there are lots of things you need to take into consideration before purchasing coverage to ensure the plan fits your needs. There is the cost of the plan, making sure the benefits are what you need and required by your school (if they have requirements) and then there are the […]

Student Secure and Patriot Travel Insurance Changes for 2018

May 4th, 2018 by Juncal Caballero

Good news! Our Student Secure and Patriot Travel plans have also been updated for 2018, and now the plans offer even more coverage than before! Student Secure Updates Beginning on May 1st, 2018, the Student Secure plan offers more comprehensive coverage at better rates. The main highlights of the Student Secure updates include: New policy […]

Do International Students Need Dental Insurance?

April 13th, 2018 by Sutherland Beever

While it’s ultimately your choice to purchase a dental insurance plan, this blog will outline the cost of treatment without coverage and the most popular types of dental plans to help you make the best decision. In preparing to become an international student, it’s likely you’ve been warned about how expensive medical treatment can be […]

HIPAA and Privacy Laws in the US

January 12th, 2018 by Jennifer Frankel

Many people would agree that medical information should be confidential, and in the US, there are laws that govern what information can be given out to third parties. This law, called HIPAA (or Health Insurance Portability and Accountability Act), protects the “privacy and security of certain health information.” If you have ever had medical treatment […]

How do I Know What my Plan will and Won’t Cover?

November 15th, 2017 by Sutherland Beever

  It’s important to keep in mind that health insurance plans in the United States aren’t designed to cover everything and different types of insurance plans will cover different things.  Ideally, an insurance plan will help cover a large portion of the bills that you incur from a doctor’s office or hospital, but there is […]

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